Young investors have rushed to open day trading accounts under lockdown, using tips gleaned from chat rooms and social media as they attempt to make a fast buck.

But betting on short-term market movements carries a high risk of losing money — something that 19-year-old Ross has found out the hard way trading stocks like GameStop and AMC.

If he invested his money for a matter of years instead of a matter of minutes, would he get a better return?

Presenter Claer Barrett hears from experts Merryn Somerset Webb, the FT columnist and editor-in-chief of MoneyWeek, and Damien Fahy, founder of investment website Money to the Masses.If you would like to be a guest on Money Clinic and chat to Claer about a money issue that’s bugging you, get in touch — our email is  or follow her on social media